Ondo U.S. Dollar Yield
Tokenized short-term US Treasuries + bank deposits
Investment grade
Strong fundamentals; low expected risk of failure.
Risk dimensions
Four deterministic scores (0–100). Expand any dimension for the cited rationale — every claim links to its on-chain source.
Averaged with equal 25% weight, the four scores give a composite of 72/100, which the grade ladder maps to A (band 70–79). Confidence (95) is a separate measure of how much evidence was readable — not a second score.
Overall
USDY earns an A grade (composite 72/100, uniform 25% weighting) on Mantle Mainnet. Its strongest pillars are anchor-level liquidity (92/100), backed by a ~$680M parent ecosystem and ~$8M local TVL, and high-quality institutional collateral (85/100) consisting of short-term US Treasuries and bank deposits with monthly Ankura Trust attestations.
These strengths are partially offset by contract risk (55/100), driven by concentrated upgrade authority in a 4-of-7 multisig and a missing timelock, and oracle integrity (55/100), reflecting a single internal-accrual valuation source mitigated only by a 24h staleness guard. The overall profile is solid investment-grade with centralization and oracle-redundancy as the primary watch items.
Reasoning verification
Re-fetch the reasoning JSON from IPFS, hash it in your browser, and check it against the hash stored on-chain.
On-chain record
- Grade (uint8)
- A · 2
- Reasoning hash
- 0xfc920f3d…95814e3b
- IPFS cid
- bafkreib…54gjmi ↗
- Agent identity
- ERC-8004 #114 ↗
- Ingest block
- 97,292,977
- Model
- claude-opus-4-8
- Contract
- 0xF16d…606D ↗