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FunctionBTC

BTC under an institutional custodian network

BBB

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Adequate now, but with weaknesses worth watching.

69/100
Composite · BBB
90
Confidence · High
45d ago
Published

Risk dimensions

Four deterministic scores (0–100). Expand any dimension for the cited rationale — every claim links to its on-chain source.

Averaged with equal 25% weight, the four scores give a composite of 69/100, which the grade ladder maps to BBB (band 60–69). Confidence (90) is a separate measure of how much evidence was readable — not a second score.

Overall

FBTC earns a BBB grade (composite 69/100) reflecting a solid but mixed risk profile. Collateral quality is strong (72/100), anchored by BTC held across a multi-custodian institutional network with monthly proof-of-reserves and 2024 audits, while liquidity is anchor-level (92/100) given $100M Mantle TVL backed by a $1.5B parent ecosystem against a modest ~$25M circulating value.

The grade is tempered by contract risk (55/100), where a UUPS upgradeable, pausable design controlled by a 5-of-8 multisig lacks a documented timelock, and by oracle integrity (55/100), which depends on a single attestation source with only monthly staleness tolerance. Missing issuer/collateral detail and timelock information modestly reduce confidence but do not change the balanced BBB outcome.

Reasoning verification

Re-fetch the reasoning JSON from IPFS, hash it in your browser, and check it against the hash stored on-chain.

On-chain record

Grade (uint8)
BBB · 3
Reasoning hash
0x897be30a…c7ca48e0
Agent identity
ERC-8004 #114
Ingest block
97,289,057
Model
claude-opus-4-8